3DS Server

The 1st in Europe and 2nd in the world EMVCo approved product, compliant with EMV 3DS 2.2.0 protocol and schemes’ 3DS 2.0 programs. Designed for smooth and reliable processing of online payments.

Netcetera 3DS Server

Enable convenient EMV 3DS transactions for your customers

Reduce risk for non-authenticated transactions, associated refunds and lost revenue, while at the same time establishing frictionless flow and improving the cardholder experience during online shopping.

Acquirers, Merchants and PSPs can process EMV 3DS 2.0 and 3DS 1.0 online transactions, using Netcetera 3DS Server.

Two options are available: to operate the 3DS Server on-premise in own environment or to integrate with our payment platform 3DS Server Software as a Service.

Integrate with our 3DS Server SaaS
or implement 3DS Server licensed software on-premise


Supports configuration of multiple acquirers, merchants and PSPs


3DS Web SDK – JavaScript to invoke 3DS Method and Challenge Request messages for browser-based transactions

Admin UI

Comprehensive technical documentation and webinars, highly committed to regular product improvements

3DS Server SaaS

  • PCI 3DS and PCI DSS certified product
  • Compliant with Visa, Mastercard, JCB, Diners
  • Hosted on Netcetera payment platform in a highly-secured, scalable and highly available infrastructure
  • Admin UI for data configuration, transaction search and user access management
  • Test environment with simulated Directory Server and Access Control Server (ACS) for integration testing
  • Easy integration with customer environment via APIs
  • Customer support 24/7

Technical documentation SaaS

3DS Server on-premise 

  • PCI-ready products
  • Compliant with Visa, Mastercard, Diners, MirAccept, JCB, Amex
  • Comprehensive dashboard, log data and statistics for monitoring
  • Two configuration models:
    • XML configuration
    • Admin UI for data configuration, certificate management, transaction search and user access management on a central database (PostgreSQL, MySQL, MS SQL, Oracle)
  • NDM Simulator – test application with demo web shop, Directory Server and Access Control Server (ACS) for integration testing
  • Free demo license of 30 days trial

Technical documentation on-premise

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Whatever fits your needs: 3DS Server on-premise or SaaS 
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Acquires and PSPs that use 3DS Server SaaS

  • Save time and resources – there is no need for certification, as the product is already certified against PCI and schemes
  • Save on infrastructure resources – SaaS operates on highly secure and scalable payment platform maintained by Netcetera experts
  • Always up-to-date – 3DS Server updates and upgrades are made on platform level and applied to customers
  • 24/7 online support

Merchants, Acquires and PSPs that use 3DS Server on-premise

  • PCI ready product that will facilitate the audit of your global solution
  • Fast and easy integration in your environment, thanks to comprehensive technical documentation, guidance webinars and our professional support
  • Compliance with EMV schemes simplifies the scheme certification process
  • Full control over the software and system architecture

For cardholders

  • Safer online purchase without re-directs
  • Effortless online payment completed without friction
  • Better online shopping experience